Showing posts with label clutter. Show all posts
Showing posts with label clutter. Show all posts

Friday, September 5, 2014

Why We Buy More Stuff Than We Need

My Front Porch during my massive uncluttering and downsizing in 2008. 
Why did I even own this stuff? But, wait! There's more.  
I was sitting in my friend's 91 year old mother's living room the other evening engaging in some conversation with this delightful woman, older than my own mother would have been at this time. She was telling me she had decided to go through some of the closets, in her way too large a home for one widowed person of her age, to get rid of some "stuff." She pointed to her foot she held up prominently and said, "Ed, how do you like my new shoes?" I commented that they looked nice.

She then explained that she found this and another pair of new shoes, neither of which had ever been worn by her or the person who gave them to the Goodwill Store in town. She bought them, not because she actually needed them (of course, they were her size and fit properly), but because they were only $2.00 per pair. Who could pass up a deal like that. She didn't need the shoes and she wouldn't have bought these particular shoes in a shoe store if she actually needed shoes, but hey, who could afford to pass up a deal like that even if you don't need whatever it is? 
. . . READ MORE

Monday, August 18, 2014

Can I Live Without This?

But Wait! Order Today and . . .

This is a simple question I ask myself every time I go into Costco, Walmart, Kohl's and other stores I patronize. I ask the same question as I read all the product "newsletters" I receive from Rakuten (Buy.com), New Egg, Sweetwater, B&H Photo, BSW (Broadcast Supply Warehouse), Kohl's, Ben's Bargains, etc. that I receive on line. The same question applies as I glance through numerous magazines and other periodicals from my various areas of interest. And, of course, there is the incessant pounding from the TV home shopping networks and the commercials and infomercials on most TV channels and even Sirius satellite radio channels.

"But, wait! Order today and we'll double your order and send you two chartreuse, endlessly expandable, unbreakable, lifetime warranty muffler bearings for your Formula Go Cart Racer just pay separate shipping and handling of $495.00 each.

Blah! Blah! Blah! It never stops. It's called sales. It's the action part of marketing. Yes! They are actually separate functions. You are being sold something constantly - even those, ever more, frequent pleading and begging pledge drives for public television and public radio is simply another form of selling. . . READ MORE

Saturday, July 26, 2014

Information Overload, Brain Drain & Writers Block

As regular readers of this blog, I'm sure you have noticed that I haven't been publishing much in the way of new articles for the past few months. I regret that. I have actually written several posts, however, after spending considerable time writing and contemplating each article, I just wasn't satisfied that I was delivering thoughts and ideas I felt would be useful for you. So, they sit in my draft file and may surface sometime in the future after I look them over again and possibly edit or rewrite them.

So, What Is My Problem?

I am back at my base camp in West Virginia. I arrived here about 9:30 PM this past Tuesday evening, July 22nd after six weeks of travel. I realized that I just haven't been producing the way I normally do or the way I like to. Since I returned I actually wrote, yet, another article the other day. I wasn't happy with it either.

So, I realize that I'm in some kind of funk, phase or mode that I'm not very pleased with, after all, my life and philosophy are all about living free, yet, I don't seem to be able to write anything about it. Am I actually living free? Is my mind and creativity free? Or, am I trapped in some kind of black hole of my own creation.

I believe I've identified three causes for my writing malaise. The first is “Information Overload” or as some call it, “TMI” or “too much information.” It's basically mental clutter. The second is “Brain Drain.” The third is “Writer's Block.” Let me explore each of these a bit with the intent of helping emerge from my personal state of the literary doldrums and, perhaps, assisting you in climbing out of some kind of personal “black hole” you may be dealing with.


I might also mention that this kind of lethargy or mild despondency may actually be the manifestation of some (hopefully) mild form of depression. I'm not sure what specifically triggers various manifestations of depression, but I know that I have a genetic predisposition. So, while I don't feel particularly depressed, it may have nothing to do with how I'm actually reacting.

Information Overload

Let me first examine the idea of “TMI.” I am, by my very nature and as a 50 year veteran of the recording industry, an information “sponge.” While I was drawn into the recording industry by the music part of the business, I actually spent the vast majority of my life creating thousands of hours of information content. I guess I could almost say my middle name is Information. People often comment to me that I'm a fount of information. This can be very good, but it can also be a curse.

I am a voracious reader (though I really never classified myself as such), but not so much in book form as in articles, blog posts, newsletters and a variety of other forms. There has been so much going on in our country and our world, both recently and currently. My mind seems to never quit grabbing at and attempting to comprehend and order continuous sound bites both aural and printed. I have also shared time with an amazing array of very interesting people over the past six weeks on my just completed trek to New Jersey, Connecticut, New York (state) and Pennsylvania. By the way, if you aren't aware, I find just about everyone amazing and interesting since each person is so unique.

I learned so much on the trek. I took more than a thousand photos. I have about 150 hours (maybe more) of video I've captured with my dash cam. I explored old “stomping grounds” and witnessed the changes. I met, spoke with and learned from the numerous people I interacted with along the way. All this while traveling about 3,300 miles mainly in just one of the four states I visited. My mind may be having some issues with sorting, categorizing and analyzing this “data” to put to some tangible use. So, as I said, TMI!

Brain Drain

What I mean by “Brain Drain” might be considered by some to be numb or “brain dead” (not in the clinical sense, but psychologically and, maybe, emotionally). There is so much going on inside my head that I simply have needed to shut down for a while to take some time to sort, analyze and categorize all the accumulated new data. I need to discern that which is useful and valuable enough to to relate it to you and which is the chaff that I simply need to discard.

There is a blog I read by Randy, titled Mobile Kodgers. Randy seems to have his act together, but he uses pictures to speak thousands of words. He has found his voice. I haven't met Randy, yet, but intend to when I get out west later this year. Another interesting blog is Waterfall Road by TJ Worthington. I've met TJ down in his territory in the mountains of northwestern North Carolina. I was down there this past New Years Eve and passed a brief pleasantry with TJ, but it was at a celebration of one of my closest and longest friend's wedding (on New Year's Eve – that's a way to start a new year). So, I didn't have the opportunity to get aside with TJ and really chat about – well, lots of things. TJ also seems to have his thoughts in order.

So, not only am I dealing with Information Overload, but I've allowed this overload condition to drain my brain, leading to . . .

Writer's Block

I'm sure, if you've been reading my blog for any length of time, being at a loss for words has not been a problem for me. Actually, if anything, I need to get a copy of the AP Style Guide used by journalists and learn how to curb my words to make my posts faster, easier to read and comprehend and more interesting. (Maybe I'll order a copy for my Kindle library after I complete this post.).

Writer's Block is a real psychological problem, first described by a psychoanalyst in 1947. Many, if not all, writers including best selling, award winning authors have suffered the malady at some level at one or more times during their careers. So, while not exactly reassuring, at least I know I'm in good company and I can “recover.” I also read another article that enumerated ten types of writer's block and I can identify with at least four, if not five, of those.

I am going to post this article because it may assist you in overcoming some form of writer's block or even just some other challenge or even procrastination you may be dealing with. I know there are numerous other bloggers and writers who read this blog and, perhaps, you may also be going through some periods when writer's block sets you back a bit.

Ready! Set! Write!

I have a lot of things I want to write about. And, actually, writing this article has been educational and motivating for me. It has helped me focus my attention on the issue and recognize the things that may be blocking my creativity and productivity. So, be ready for some new articles with, what I hope will be, valuable and useful information. It's welled up inside this living free, location independent, nomadic blogger. It's about time, isn't it?



Saturday, June 15, 2013

The Cluttered Mind - Mine!

You may have noticed that I've not been posting as much over the last couple months as I had been. I guess I could use the excuse of writer's block. However, a more accurate description is that my mind has become cluttered. It's not been any one particular reason. There has just been a lot going on and I've allowed it to distract me from my primary mission . . . living free and writing about it.

So, what are these things that have distracted me? Well, certainly there has been a lot in the news lately. We've had industrial explosions in Texas and Louisiana; tornadoes in Texas, Oklahoma and other places; floods in various parts of the country; out of control wild fires (one of my former brother and sister in law's house has very likely been destroyed in Colorado); other kinds of weather related events, government scandals, not one, of course, but numerous scandals building on one another; continued unrest, escalating wars, political outbreaks and protests in new places in the world. Additionally, it was time for me to have my routine check-up and my annual cancer follow-up, plus I've had a lame shoulder and arm for the past eight months or so and it had me very concerned. And then my Medicare plan has just set me back on my heels. I've also been working on the annual Veteran Speakers Retreat I coordinate every year. This is the 12th year and my last. I have identified a new team to take over and replace me for next year's retreat, but I need to transfer everything over to them and bring them up to speed. Finally, I had a small project with a regular long time client to work on with him in the Washington, DC metro area.

Okay! So, the news is the news. I accept and agree fully that there is nothing I can do about all the events that blast forth from the one-eyed monster, the NPR programs and my Internet news feeds. However, It's impossible to remain completely oblivious to all the local, national and world events going on around us. For one thing, even on the most indirect level, all of these things impact us and we should remain informed at the very least. Certainly there is nothing you or I can do about the weather, floods or forest fires. There is little we can do about industrial explosions or train derailments and other catastrophic accidents. The government scandals, while not our direct fault, are, at least, indirectly a result of our collective action in electing the people who supposedly represent us and are supposed to look out for our interests as a society.

The point is, we live in a very complicated society and world and even when we work hard at simplifying and living simply, there are things beyond our direct control that complicate our lives and can lay a negative pall over life in general. Although, like anyone, I can get depressed, I do not suffer from clinical depression or have a depressive personality. But, I sure feel sorry for anyone who does suffer from depression and lets this stuff get to them.

It's very easy in this complicated society, no matter how simple we attempt to keep our lives, to be overrun by all this negativity. In my case, I call it a cluttered mind. I'm simply processing too much information and it does distract me from the beauty and light of simplicity and all the good things going on around me.  
Some of the good things include my doctor telling me that after ten years with no recurrence of the cancer he treated me for in 2003, it's unlikely I'll ever have a recurrence at this milestone. He declared me cured. Believe me, if you are a cancer survivor that is a jubilant and triumphant moment when you hear those words. My weight loss plan is continuing to progress. My primary care doctor is pleased with the progress of keeping my blood pressure in zone along with my cholesterol. I went to a physical therapist to evaluate my lame shoulder and arm and was relieved to learn that it is not a torn rotator cuff, which was my concern. With simple exercises and stretching the problem should clear up fully. This is all good.

But, then a little glitch appears when I find out that the Medicare plan I signed into for this year isn't what it stated in the brochures. Once again, it's the small, fine print that sneaks up and hits you up the back of the head. So, now I have to go through a bunch of letters and waiting to deal with the government, something I do my level best to avoid at all costs. This can cause mind clutter.

Well, I've allowed all this "static" to clutter my mind and distract me from my real mission in life. But, it's time to get back on track and follow "my plan" for my life. The Veteran Speakers Retreat is two months away, after which I'll take care of paying the bills and pass everything off to the new team. My spring and summer seasons in the future are then free. I'm refocusing my priorities toward getting the van (My McVansion) built up for getting back out on the open roads. I'm doing more downsizing. I'm focusing on the "Living Free" blog and setting up my other niche blogs.

I pass this on to you to illustrate just how easy it is to have your mind and plans hijacked and cluttered by too many things that, in reality, are not truly important. I'm currently reading a couple different books that are inspiring me. I've read some great blog posts recently that have made some terrific points I want to share with you. I've added a new piece of technology to my arsenal and I'll share my thoughts on that as well. So, here comes some great (I hope you'll agree) new stuff.  

Monday, April 15, 2013

Living Free Quick Start Program!


Living Free or at least living freer seems to be catching on as a lifestyle trend. I hear more people talking about the idea all the time. I see people taking a variety of steps toward gaining or regaining the personal freedom they want for themselves and their families. If you've been reading this blog for a while, you know that living free is my mantra. We live in a very complicated society with way too much "stuff" that costs too much money to buy, maintain, store and insure. There are so many facets of daily life to attend to, cope with and keep up with. They all breed stress, anxiety and, often, depression. Living free requires making some choices then taking positive action.

Two years ago I developed a 12 Step program for Living Free. You'll find each of the steps described in greater details in subsequent posts. But, let's face it. Like with many things in our life, we are very often in denial. It's one of those "can't see the forest for the trees" kind of things. In other words, we are so wrapped up in the details and minutia of daily life that we may be missing the important and most meaningful things life has to offer.

I also know that how I define living free and my lifestyle choices may not relate to your definition and choices. Each individual is going to have very different ideas about their own life. That is as it should be. Biting off a 12 step program or plan may also sound very ponderous. Heck! Life is already too complicated. Who needs to attempt taking on a 12 step plan that can involve a multitude of choices and changes to implement?

K.I.S.S.

So, let's apply the K.I.S.S. principle to making your life freer. The objective is to feel and live freer then you currently are. The result of living freer should be more harmony and happiness. So, to Keep It Simple Sam or Sally, I've created a simple, effective, 3 step plan to get started down the road to living free.

The three steps are:

1. Simplifying
2. Downsizing
3. Economizing

Here is the hypothesis. If you can simplify your life by reducing the number of details and minutia, downsize by eliminating some thing or some things that drain your time, energy and resources for a minimal useful or psychic return and econimize by cutting out expenditures that have a negative return or, at best, a minimal return for the money spent, then you should begin realizing a freer life and lifestyle. Does that make sense?

1. Simplify

Once again, even these three steps can look daunting if you attempt to eat the entire elephant in one sitting. The most effective way to eat an elephant is one bite at a time and that's the way you should approach making the choices and changes to achieve a living freer lifestyle. Look at it this way. If you can eliminate one daily or weekly function in your overly busy life and that frees up one hour per week, that's 52 hours a year that you will reclaim and can now rededicate to something more meaningful or productive or relaxing and probably all three.

2. Downsize

Can you think of a single thing in you life or in your home that takes up space and/or time to store or maintain? Perhaps it's a closet full of old board games or even obsolete electronic games that have been replaced by something newer. I have absolutely no doubt that there is at least one thing that you can do without. Most likely you can think of many things, but just start with one. If that space was vacated it could be reassigned to something more relevant or, better yet, it should multiply into greater downsizing in the future, possibly even a smaller home or business location.

3. Economize

One of the biggest challenges most everyone faces in our contemporary society is financial issues. You don't even have to listen to the news, cable news analysts, read the newspapers or most any serious periodical to know finances are one of the most significant issues for most people. And, this isn't only a U.S. domestic issue. It's global. The exciting thing is there are so many ways to economize and become more frugal without denying yourself of a very nice lifestyle. In fact, by becoming more frugal, you're going to find the resources to live better and freer. It's like getting a tax free pay raise.

Suppose you can economize by saving $50 per week on various things that may not really be as important as you thought they were or they are recurring expenses that have outlived your interest or their usefulness. This will result in $2,600.00 of tax free found money per year. Will that make your life better and freer? Will you and your family or significant other (if you have them) happier? That found money can do a lot of things for you including getting you out of debt and contributing to a future, financially secure living free retirement, maybe even an earlier retirement.

No Rocket Science Required

So, are you with me on this? I know this sounds simplistic, perhaps, overly simplistic. But, I said we were going to apply the K.I.S.S. principle, so the operative word is simple. Unfortunately, it's often the simple things that are overrun by the complex details of life. Also, I can't tell you precisely what you should simplify, downsize and economize. I don't know your life. However, let's make this perfectly clear. This is not rocket science or brain surgery.

21 Days and $24,000.00 Tax Free

In 1982, I was attending a friend and client's seminar on closing sales. Now, I make it a point, anytime I attend any function, especially an educational function, to gain something from it. One nugget of information or an idea can positively change a person's life. At the seminar, my friend, Dave, discussed a book I had read years before this particular function. The book was Psycho-Cybernetics by Dr. Maxwell Maltz. In the book Dr. Maltz said that it takes 21 days to make or break any habit, good or bad. I was already familiar with this concept, but I decided that was going to be my takeaway from this particular function. I thought about it and finally decided I was going to stop drinking coffee. I didn't have a problem with coffee and I liked coffee. But, I realized that it was a habitual aspect of my life, as it is for the vast majority of adults.

That day in 1982 was the last day I drank a cup of coffee. It's 31 years later. I still like coffee and I can drink it any time I choose to. But, it is now a habit to NOT drink coffee. I like it, but I didn't and still don't need it. I can't tell you how much money not drinking coffee has saved me over the years, but I dare say it's well into the range of several thousand dollars. Just one cup of some kind of premium coffee each day, seven days a week at an average of $3.00/cup is a savings of about $1,095.00 per year.

One Target, But A Triple Score

So, let's examine this. First, this one choice has simplified my life. I don't have to plan stops at any of the variety of places that sell such premium coffees. At one stop per day at about 10 minutes per stop, that's nearly 61 hours per year that I've gained and made my life simpler. Second, I don't have a car full of empty coffee cups and I don't have a coffee maker to take up space, clean and maintain. That is one less thing to complicate my life - by downsizing an appliance and accessories I don't require. Third, I've already economized by nearly $1,100.00, but add to that the savings from not buying coffee grounds and other fixings for making my own coffee. That's an additional savings of probably more than $300.00/year.

So, one lifestyle choice has simplified my life, downsized my "stuff" and given me about a $1,400.00 to $1,500.00 tax free raise each year. Average it out over the years to $800.00 to allow for inflation since 1982 and I've realized about $24,000.00 of simplified life. Not bad, huh? That's the price of a reasonably nice new car or several nice vacations or it could earn some nice dividends in a retirement plan.

And, of course, I can (and have) done this with other facets of my life. They are all personal choices for MY lifestyle and may not relate to your choices or lifestyle. The other significant thing to illustrate the K.I.S.S. principle is that I only chose one facet of my lifestyle and it positively impacted the three steps I'm suggesting you consider for starting to live freer.

K.I.S.S. - A Reprise

Here's another thing to include in this equation. Whatever facets of your life you choose as your first stabs at simplifying, downsizing and economizing, they don't have to be major things. Going back to the elephant illustration, choose small things initially. Believe me, when you take a look at your week, you're going to be saying, "Boy, if I didn't have to do this one thing, my life would be simpler." Or, "If I could just get rid of this thing I never use or wear any longer I'd have more space and feel less cramped." And, "If I cut back on this one expenditure a little each week or I walked to the park or gym instead of driving and burning $3.50 to $4.00 per gallon of gas instead of calories." You'll never notice the loss of whatever it may be. However, you'll sure begin to realize the positive benefits and improvement to your life. You'll realize that you're just a little freer then you were. And that, my friend, is the whole point. You can live a freer and happier life.

Remember what I said about habits taking 21 days to make or break? Once you get in the habit of finding ways to simplify, downsize and economize, you will have developed a proven and positive habit that will serve you for the rest of your life. You may wish to adopt a question I always ask myself when I see things that catch my eye. "Can I live without this?" By learning how to say yes to that question most of the time, you'll have more time, need less space (reduce your carbon footprint, too) and have more money to save, go on vacation, educate yourself and your family with and anything else that will fit into your living free lifestyle. The major result is that you're going to be freer and happier and, heck . . . isn't that the real bottom line, anyway?

Tuesday, April 2, 2013

Comment About Comments


This post doesn't follow my regular posting content. Basically, it's simply a minor rant on my part about the "Spam Comments" that continue to come through and that I delete. Fortunately, I have a good spam comment filter and it catches most of them before they make it to the eyes of the general public.

Here's the deal - DON'T SEND SPAM COMMENTS!!!!

A spam comment is one that is sent for only one reason, to draw readers of this blog (and other quality blogs) to all kinds of bogus Web sites and blogs.  They are always from "Anonymous" - whoever that is. They always end with some like "View my Site:", "See my Web Page:", "Read my Blog:" or similar with a link or URL to some, usually nefarious Web site or blog that is either off topic, selling something, a porn site or has a nasty little virus, Trojan or worm to download to unsuspecting people who click on that link or URL. They are often poorly composed and obviously not from native English speaking people. And, finally, they are either rude, make absolutely no sense or are so ridiculously generic that they apply to anything written by anyone. And some of them are so off topic they are laughable in a pathetic way.

I have purposely not put a "word verification" security requirement on my blog specifically to make it easy for anyone with a valid comment to make their statement easily. However, as the blog has grown and attracted more and more viewers, so have the "spam comments." While I'd like to believe my short rant today is going to stop some of the "spam comments," I am not going to delude myself into believing that spammers have any ethics or scruples. So, I'm going to leave the comments as they are a while longer, but I hope those of you who have valid comments won't be inconvenienced enough to cause you not to comment if/when I add the "word verification" security.

Here's the game plan - and just about every legitimate comment already complies with these rules:

1. DO NOT reply as "Anonymous." That's virtually a dead giveaway to the spam filter to put your comment in the spam box.

2. If you must use "Anonymous," sign your comment with a real name. A first name, a first name and last initial, your full name or a recognizable nickname you use regularly on the Web.

3. DO NOT put any of the See My Web site, blog, etc. lines in your comment and add some kind of nebulous or nefarious link or URL.

Aside: I don't mind having my readers migrate to your blog or some other site that has valuable information related to the subject of the post - but just don't blatantly try to STEAL readers. It's just unethical and not nice. I won't try to steal yours. I like helping other bloggers and I appreciate all the assistance I get from other bloggers in building my blog - but that's called cooperation not theft. Also, if you have your profile set up correctly, when you set up to comment, you can have your blog or Web site URL embedded in your profile name and photo when it appears with your comment and anyone who is interested can click on your photo or profile name and it will take someone directly to your site.

Thanks to all my loyal and ethical readers. I sincerely appreciate your comments regardless of whether you agree or disagree with my thoughts. But, if one of these "spam comments" gets past me once in a while, I'd appreciate a quick note letting me know so I can take it down and not allow it to cause you or any other readers to be inconvenienced or, worse yet, hit with a nasty virus, Trojan or worm.

My most sincere thanks and appreciation for granting me some of you precious time to read my words.

Monday, March 11, 2013

Living With Less. A Lot Less.


Well, it's official. According to an article in Forbes, an international institute that has been studying societal changes for years ranks the U.S. as the 12th happiest country in the world in 2012. As a comparison, the U.S. ranked #10 in 2011. So, we're sliding down the slippery slope of unhappiness, disillusionment, unfulfilled expectations and discontent. As a society we are less happy than other countries.

Okay, so here we are, the wealthiest country in the world and by evaluating 89 categories of life, despite the wealth, despite all the "stuff" we have, despite McMansions, etc. there are 11 other countries happier than us. Hmm! Do you suppose there really is something to the saying that "money can't buy happiness?"

Now believe me, even though I have been "preaching" that we have become an over indulgent, materialistic, consumerism society and it's costing us our personal freedom and our happiness, I was truly hoping that there were some happy people enjoying living high on the hog. I suppose if you look hard you'll find some. In his Op-Ed in the Sunday, March 10, 2013 New York Times, Graham Hill, who literally had it all, found that having it all didn't deliver the freedom and happiness he was hoping to enjoy. I invite you to read his NY Times Op-Ed "Living With Less. A Lot Less." But, do yourself a favor. Read as many of the comments as possible. They are very interesting. Some people totally get it. Some people don't have a clue. Some people believe he can choose to live this lifestyle because he's been obscenely wealthy since before he was 30 from an Internet start-up company he sold.

You can make up your own mind. The fact is that the U.S. is the 12th happiest country in the world and declining in the rankings despite the other fact that we're the wealthiest country in the world. Less is more. I know where I stand. You know where I stand.

Ask yourself the questions - are you happier today than you were, perhaps, as a kid growing up in the 50's, 60's or even the 70's? Do you feel more personally free or less? Do you have more time to do the things you want to do (including spending time with the family if you have one) or less? Is your stress level and the number of things that cause you stress less or more today? Yes! You can lie to yourself. You can lie to everyone else. But, deep inside the true answers are eating away at you.

It's your life. Live it any way you choose to. But, just remember . . . there are no do-overs.  

Friday, November 16, 2012

Three Simple Steps for Living Freer - Immediately!

TOO MUCH STUFF - Time to Downsize!

Living Free or at least living freer seems to be catching on as a lifestyle trend. I hear more people talking about the idea. I see people taking a variety of steps toward gaining or regaining the personal freedom they want for themselves and their families. If you've been reading this blog for a while, you know that living free is my mantra. As the photo illustrates we all live in a very complicated society with too much "stuff" that costs us too much money to buy, maintain, store and insure. There are so many facets of daily life to attend to, cope with and keep up with and they all breed stress, anxiety and, often, depression. To live freer we have to take some positive action.


I've outlined a 12 Step program for Living Free in this blog and you can click on the link to review the 12 Steps if you choose to. You can also find each of the steps described in greater details in subsequent posts. But, let's face it. Like with many things in our life, we are very often in denial. It's one of those "can't see the forest for the trees" kind of things. In other words, we are so wrapped up in the details and minutia of daily life that we may be missing the important and most meaningful things life has to offer.

I also know that how I define living free and my lifestyle choices may not relate to your definition and choices. Each individual is going to have very different ideas about their own life. That is as it should be. Biting off a 12 step program or plan may also sound very ponderous. Heck! Life is already too complicated. Who needs to attempt taking on a 12 step plan that can involve a multitude of choices and changes to implement?

K.I.S.S. and the 3 Steps

So, let's apply the K.I.S.S. principle to making your life freer. The objective is to feel and live freer then you are currently. The result of living freer should be more harmony and happiness. So, to Keep It Simple Sam or Sally. Let's create a simple, effective, 3 step plan to get started down the road to living free.

The three steps are:

1. Simplifying
2. Downsizing
3. Economizing

Here is the hypothesis. If you can simplify your life by reducing the number of details and minutia, downsize by eliminating some thing or some things that require time, energy or resources for minimal useful or psychic return and become more frugal by cutting out expenditures that have a negative return or, at best, a minimal return for the money spent, then you should begin realizing a freer life and lifestyle. Does that make sense?

1. Simplify

Once again, even these three steps can look daunting if you attempt to eat the entire elephant in one sitting that your life may resemble. The most effective way to eat an elephant is one bite at a time and that's the way you should approach making the choices and changes to achieve a living freer lifestyle. Look at it this way. If you can eliminate one daily or weekly function in your overly busy life and that frees up one hour per week, that's 52 hours a year that you can now rededicate to something more meaningful or productive or relaxing and probably all three.

2. Downsize

Can you think of a single thing in you life or in your home that takes up space and/or time to store or maintain? Perhaps it's a closet full of old board games or even obsolete electronic games that have been replaced by something newer. I have absolutely no doubt that this is at least (and most likely many, but just start with one) one thing that you can do without. If that space was vacated it could be reassigned to something more relevant or, better yet, it might multiply into greater downsizing in the future.

3. Economize

One of the biggest challenges most everyone faces in our contemporary society is financial issues. You don't have to listen to the news or the cable news analysts or read the papers or most serious periodicals where finances are not a significant issue for so many people. And, this isn't just a U.S. domestic issue. It's global. The exciting thing is there are so many ways to become more frugal without denying yourself of a very nice lifestyle. In fact, by becoming more frugal, you're going to find the resources to live better and freer. It's like getting a tax free pay raise.

Suppose you can economize by saving $50 per week on various things that may not really be as important as you thought they were or they are recurring expenses that have outlived your interest or their usefulness. That results in $2,600.00 in tax free found money per year. Will that make your life better and freer? Will you and your family or significant other (if you have them) happier? That found money can do a lot of things for you.

No Rocket Science Required

So, are you with me on this? I know that this sounds simplistic, perhaps, overly simplistic. But, I said we were going to apply the K.I.S.S. principle, so the operative word is simple. Unfortunately, it's often the simple things that are overrun by the complex details of life. I also can't tell you precisely what you should simplify, downsize and economize. I don't know your life. And, let's make this perfectly clear. This is not rocket science or brain surgery.

21 Days and $24,000.00 Tax Free

In 1982, I was attending a friend and client's seminar on closing sales. Now, I make it a point, anytime I attend any function, especially an educational function, to gain something from it. One nugget of information or an idea can positively change a person's life. At the seminar, my friend, Dave, discussed a book I had read years before this particular function. The book was Psycho-Cybernetics by Dr. Maxwell Maltz. In the book Dr. Maltz said that it takes 21 days to make or break any habit, good or bad. As I said, I was already familiar with this concept, but I decided that was going to be my takeaway from this particular function. I thought about it and finally decided I was going to stop drinking coffee. I didn't have a problem with coffee and I liked coffee. But, I realized that it was a habitual aspect of my life, as it is for the vast majority of adults.

That day in 1982 was the last day I drank a cup of coffee. It's 30 years later. I still like coffee and I can drink it any time I choose to. But, it is now a habit to NOT drink coffee. I like it, but I didn't and still don't need it. I can't tell you how much money not drinking coffee has saved me over the years, but I dare say it's well into the range of several thousand dollars. Just one cup of some kind of premium coffee each day, seven days a week at an average of $3.00/cup is a savings of $1,095.00 per year.

One Target, But A Triple Score

So, let's examine this. First, this one choice has simplified my life. I don't have to plan stops at any of the variety of places that sell such premium coffees. At one stop per day at about 10 minutes per stop, that's nearly 61 hours per year that I've gained and made my life simpler. Second, I don't have a car full of empty coffee cups and I don't have a coffee maker to take up space, clean and maintain. That is one less thing to complicate my life - by downsizing an appliance and accessories I don't require. Third, I've already economized by nearly $1,100.00, but add to that the savings from not buying coffee grounds and other fixings for making my own coffee. That's probably an additional savings of probably more than $300.00/year. So, one lifestyle choice has simplified my life, downsized my "stuff" and given me about a $1,400.00 to $1,500.00 tax free raise each year. Average it out over the years to $800.00 to allow for inflation since 1982 and I've realized about $24,000.00 of simplified life. Not bad, huh?

And, of course, I can (and have) done this with other facets of my life. They are all personal choices for MY lifestyle and may not relate to your choices or lifestyle. The other significant thing to illustrate the K.I.S.S. principle is that I only chose one facet of my lifestyle and it positively impacted the three steps I'm suggesting you consider for starting to live freer.

K.I.S.S. - A Reprise

Here's another thing to include in this equation. Whatever facets of your life you choose as your first stabs at simplifying, downsizing and economizing don't have to be major things. Going back to the elephant illustration, choose small things initially. Believe me, when you take a look at your week, you're going to be saying "boy, if I didn't have to do this my life would be simpler. If I could just get rid of this thing I never use or wear any longer I'd have more space and feel less cramped. If I cut back on this expenditure a little each week or walked to the park or gym instead of driving and using $3.50 to $4.00 per gallon gas or ate out one less meal this week, you'll never notice the loss of whatever it may be. However, you'll sure begin to realize the positive benefits and improvement to your life. You'll realize that you're just a little freer then you were. And that, my friend, is the whole point. How can you life freer and happier.

Remember what I said about habits taking 21 days to make or break? Once you get in the habit of finding ways to simplify, downsize and economize, you'll have developed a positive habit that will serve you for the rest of your life. You may adopt a question I always ask myself when I see things that catch my eye. "Can I live without this?" By learning how to say yes to that question most of the time, you'll have more time, need less space (reduce your carbon footprint, too) and have more money to save, go on vacation, educate yourself and family with and anything else that will fit into your living free lifestyle. The big result is that you're going to be freer and happier and, heck, isn't that the real bottom line, anyway?

Wednesday, June 6, 2012

Step #5 Downsizing


Downsizing is the next of the 12 steps I’ve identified to create an environment for living free. I’m sure you’ve heard people say (and maybe said it yourself from time to time) “less is more.” In my experience, this is a universal truth. Unfortunately, we live in both a society and a world where abundance and prosperity is measured in tangibles or, as I like to call it, “Stuff.” Ultimately, most people are, to some degree, pack rats. There is a small percentage who are minimalists by nature and finds great comfort in acquiring and maintaining only that which they truly need to live comfortably. On the other extreme, there is another small percentage we call hoarders. These people will collect just about anything, often with no reason, and just stack it up in their homes, businesses and even rent additional storage space to keep it. It appears that their satisfaction in having all the stuff is simply to have all the stuff.

While I have gone into some depth for the first four steps of the 12 Steps for Living Free and Downsizing is no less important or challenging, I’m going to breeze through it and the remaining seven steps. The book titled 12 Steps for Living Free will provide more detail and depth.

I recently read Courtney Carver’s ebook, Simple Ways ToBe More With Less: Life On Purpose, and I’ve posted a review of it, you can read the review if you click on the title. Courtney is on the same track as I am and vice-versa and I’ve gained some interesting ideas and insights from her book.


No Punches Pulled


So, on to this challenging process called “Downsizing.”  

I’m not going to pull any punches. No matter who you are, you have stuff you don’t need. Further, you likely have TOO MUCH stuff you really don’t need. So, let’s examine some of your excuses . . . oops, I mean reasons (that’s how you’re rationalizing your stuff) for keeping this stuff:

1.   I’ve hardly worn these clothes and they’ll come back into fashion one day
2.   I may need “this” someday (whatever “this” is – a left handed corkscrew, I’m right handed)
3.   I love books and I invested a lot in my library, I need them for reference, I’ll read them again
4.   Vinyl sounds so much better then CDs – it’s a warmer sound
5.   I’ve had these plastic model airplanes, boats, cars, (or whatever) since I was a kid
6.   I have three sets of dinnerware in storage that I’m saving for the kids
7.   These tools belonged to my father and my father’s father before him
8.   I have 350 baseball caps from everyplace I’ve ever been, including the local supermarket
9.   I have five large cartons of old photos and negatives dating back 150 years, these are valuable
10. We love music so we’ve been collecting CDs for years, probably have over 2,000 by now
11. We have the 16mm & 8mm home films and the VHS videos we shot dating back to the 40’s
12. I have my wedding dress (all three of them, actually), my high school and college prom dresses
13. I have my college blazer from the Class of ’67 and all my military uniforms
14. I have all my college textbooks; they were just too expensive to get rid of
15. I have all my tax returns, receipts, and records of my doctor visits since 1979
16. I have all the kids baby clothes and school papers, drawings and so on from all four kids
17. We have holiday decorations dating back to when we were kids, some are 60 years old or more

This list could go on to infinity, but I hope you’ve received the message.

The “Stuff Warehousing Business”


That’s what I call it. You’re in the business of warehousing stuff. Why call it that? Be serious! Go down the list and look at it realistically, I know, you think you are, but most of us don’t and you’re likely just like most of the rest of us.

Why do we do it? I listed a few of the excuses we all use to rationalize irrational behavior. I’m not sure if collecting stuff and being a pack rat isn’t some form of mental illness that afflicts most people or not. I’m not a psychologist. But, it seems that there may be some characteristics of potential neurotic, OCD and insecurity issues. Am I calling you crazy? No! I’m calling all of us a little crazy. A little crazy is probably normal since I can’t exactly define normal behavior either.

The process of downsizing is very cathartic for most people. We each attach meanings and values to things that are very personal and often meaningless to others. Perhaps you’re attached to a ragged, worn old chair or a “lucky” football jersey you wore out years ago, but still wear. It may be a scarf your mother gave you when you were 16 or a baby tooth you carry in a small charm on a bracelet you wear when you need grounding. You have them just as I do and everyone else does.

The process of doing a major downsize is stressful, emotional and sometimes heartrending. You will find yourself sitting at a table or on the floor surrounded by boxes and piles of your “stuff” laughing, crying and in moments that may grow into minutes or even hours of reverie as you find some old letters or a journal or a diary written by a parent, a former lover or a long since out of the nest offspring. This step, along with steps #8 and #9 are, perhaps, the most emotionally challenging and difficult to get through. You’ll have a difficult time deciding what to get rid of. It’s easier not to get rid of anything, which unfortunately, many people choose and then, when they die, leave this personal responsibility on the shoulders of their children who now have to wrestle with their own emotional issues regarding your life and “stuff.”

Prepare to be insulted when you’re offered $50 for the couch you paid $2,500 for 30 years ago. People will come to your yard/garage/moving/downsizing sales and insult you, never intentionally, just from the perspective that they don’t have the emotional ties to what they are interested in buying from you as you, the seller, do.

Steel yourself as I ultimately had to when I took 20 large, heavy cartons of books I considered valuable to a used bookstore. Out of all those books they only found enough to offer me $20.00. They wanted to load the rest back into my van. In a split second I said, no thank you, just donate them to the local library or someplace. $20.00 for thousands of dollars in value . . . at one time. Sure, I could have continued taking them from place to place, but to what end? I could have ended up investing hundreds of dollars of my time and gas for the van to end up with . . . maybe $100.00?

Be prepared! This is one of the most important steps in moving from where you are to living free, but it’s also one of the hardest. I’ve been there and done it. I turned down the tee shirt; didn’t need it.

Hang On, The Wild Ride Begins


1.   Older Clothes – newer fabrics, patterns, cuts will come back into fashion, but these won’t. Get rid of the pedal pushers, culottes, Nehru shirts, bellbottoms, and tacky gold neck chains – Today! We all end up adhering to the 80/20 rule for some reason – we wear 20% of the current clothes we have 80% of the time and the other 80% we seldom wear even 20% of the time – and we don’t wear the older clothes at all. We just warehouse them.

2.   I may need “this” someday (whatever “this” is) No, you won’t! It’s way cheaper to buy new then to pay to store it - IF you ever do need it again. Clean out the junk drawer(s), closets, shelves, etc.

3.   Books – you might use a few for reference, the rest are dust collectors – You’re not going to read those books again. And guess what? We have libraries. If a book is that important, you can borrow it for free. Off to the yard sales, flea markets, used bookstores and the occasional dealer if you have any first editions of important books, especially signed first editions.

4.   Vinyl records – get a life, most of this is crap and hype from a few nuts that believe they can hear the wind blowing on Mars. I’ve been in the recording industry for nearly 50 years and it’s full of BS to get people to buy more stuff and believe old stuff is cool – even Oldsmobile is past tense. Make digital copies if you must, it will preserve all the surface noise, clicks and pops and take up way less space. If you have some collector’s items, research them and sell them, use the money for a vacation.

5.   Plastic model airplanes, boats, cars and so on are so ancient history. I went to a model store the other day and all the brands of model airplane motors that my dad and I had no longer exist, like the Oldsmobile. These take up expensive space. Take digital pictures and store them on a hard drive. Who is going to want this stuff when you die and how long do you think your kids are going to take deciding which truck going to the landfill is going to deliver them. Save them the time NOW!

6.   Old dinnerware is just what your kids want. First, much of the older dinnerware wasn’t dishwasher safe and who wants to wash dishes by hand anymore? Second, they want their own stuff based on their own tastes and lifestyle. Third, while some of it MAY have some antique value, most does not. Tell the kids you’re downsizing, there are some things they MAY be interested in – take a look, take it now or it’s gone. Maybe you can find a dealer who sells replacement pieces to other pack rats who are still keeping old dinnerware or a used “stuff” dealer or a local auction house. It’s not that hard to research to see if it has any value at all and if it does – take the money and run.

7.   Old tools and that’s exactly what they are, old tools. Obviously, you’re not using them; you’re storing them for posterity. Fahgetit! Just like the old dinnerware, there may be a few pieces that have some value. Go through the same process with the kids. They likely won’t want them. Take the time to research if you want to sell off the potentially valuable stuff and just get rid of the rest.  

8.   Baseball caps, cards, comic books, magazines, buttons, thimbles, jelly glasses and whatever else are taking up space and costing money. Let’s face it you’ve blown hundreds and maybe thousands on items like these. I had Hard Rock Café tee shirts, other tee shirts from many other places I visited and a collection of baseball caps from everywhere I went. This stuff all takes up space and ends up valueless. I’ve done it. You’ve done it. Photographs are a much better way to remember someplace you’ve visited. Keep a very few hats and things and get rid of the rest. By the way, don’t be surprised if all that collectible stuff doesn’t have the value you thought it did? Times change and so do demands, interests and values.                

9.   Photographs can be another space waster. Photographic prints, negatives, slides, slide trays and photo albums were the primary method of retaining graphic memories of time and people past. Photographs still are, but convert to the 21st Century and digital photography. Learn to scan old stuff into your computer and store it there and on CD’s. Create screen savers where you can watch a selection of these memories pass by like an animated art gallery. Eliminate all the space and inconvenience of those old memories with digital files, backed up and they won’t deteriorate. Give any old photos to people they will be meaningful to and dump the rest.

10. Music CD’s can also become costly and space wasting. You may have a collection of a thousand or more CD’s by certain artists, plus box sets of the “Music of Your Life.” You really only listen to a limited number of these CD’s on a regular basis. The rest mainly collect dust. Sort through the CD’s, identify the must have music and transfer them onto your computer or iPod. Then sell them, give them away or whatever. By the way, you can hear almost any music you want to hear on Pandora and several other music services commercial free on the Internet.

11. Oh my God! What are you going to do with those old 16 and 8mm home movies and the VHS videos you’ve been shooting since about 1977? Wonderful memories are stored on these media. But, it’s hard to find good, working, reliable 16 and 8mm projectors any longer and most of those films don’t have sound anyway. VHS video has also joined the dinosaurs and is rapidly becoming extinct. To the best of my knowledge, no one is manufacturing a stand alone VHS VCR any longer. So, purchase a little transfer kit that allows you to feed the video or film into your computer as digital data and store them on DVD’s and a hard drive. Or, if you don’t want to become more techy, pay someone else to do it for you. Do it now while you still can. The longer you wait, the harder and more expensive it will become to transfer and salvage your important memories. Then, dump the film and videotapes. More stuff gone!

12. Wedding dresses, bridesmaid dresses and prom dresses - I have four words – Get Rid Of Them! If you have one (or more) wedding dresses you wore them one time for one special occasion. They don’t work for any other occasion. They have likely yellowed with age. They probably don’t fit your daughter(s) or granddaughter(s). They are totally out of style. And, there are few new brides who REALLY want to wear a “hand me down” wedding dress. The same applies to prom dresses and those typically awful bridesmaid dresses that you would have rather gone naked before consciously choosing one of those dresses. These all have one use one time.  Some consignment stores specialize in vintage (yes, I said vintage) dresses of this kind. There are prom dress rental stores that might buy them if they are modern enough. Also, high school, college and community theaters are always looking for donations they can add to their costume departments. Let them go.

13. Old blazers, athletic clothes and military uniforms all had their time and purpose. But, that isn’t today. Ask yourself; will you be in high school or college again? Will you ever play football or run track on the college team again? Will you ever be in the military again? Do any of these clothes still fit you? If, by some slim chance they do, would you ever wear them to any occasion other then a costume party? Take digital photos and then – Get Rid Of Them! Enough said.

14. College textbooks are another issue. What compels us to keep these old books? Is it because they were so expensive (read overpriced) when we bought them as “required texts?” Is it because of all the valuable, outdated content you probably never read? Is it because one day you’re going to read them? (Unlikely!) Is it because having all these books on shelves collecting dust proves you are literate and intelligent? Here’s the fact. They are old, outdated and valueless. If your literacy or intelligence is ever in question, let your resume stand on its own. Your local used bookstore will likely not want them, so prepare for another trip to the landfill.

15. Old tax returns, receipts, records of doctor visits from a decade (or longer) ago are all a valueless waste of space in your Stuff Warehouse. There may be a few documents that are important to keep like birth certificates, death certificates, Social Security papers, marriage licenses, divorce, custody and similar papers. They shouldn’t take up half of a file storage carton. The rest of the carton can hold tax returns from the past seven years along with any documents the IRS or your state and local governments require or suggest you retain. A CPA or licensed tax advisor can fill you in on these requirements. Or you can go online to any of the government agencies and find a list. Everything else needs to be burned or shredded . . . period. 

16. Virtually, all parents are nostalgic about their offspring. You save baby clothes, little league jerseys, ballet tutus, school papers, report cards, graduation announcements, newspaper articles, coloring books, finger painted pictures of ??? and more. We’re all guilty. But, there comes a time when serious choices have to be made. A few things (including school photos from every year) you should want to keep just for yourself. These are things your kids may relish having back one day, either before or after you die. Carefully sort through and pick out your meaningful items. Ask the kids if they want anything back before you dispose of it. They most likely won’t. Get rid of the rest. You’ll downsize, have all the memories and be freer when you’re done.

17. Holiday stuff is another big category. I had six large cartons of decorations, two Christmas tree stands and other assorted “stuff.” Some of it dated back 40 or more years. You have the same thing. Ask yourself, do you still celebrate the holidays as much as you once may have? If you’ve decided to downplay or eliminate formal holiday observances then you don’t need this stuff. Go through it. You’ll find a few small things that have sentimental value. Pack them away. Again, ask the kids if they want any of it. If not, get rid of the rest. Donate it or toss it. It’s likely to have little value.

This Is Just The Beginning Of Something Small


There is a whole lot more stuff stored in your home, office, garage, workshop, warehouse and business that is no longer used, needed, wanted or even relevant to the current world and your life. You probably have furniture that takes up space and is there, well, just because it’s there.

Downsizing is a huge project. On the one hand, while it may cause a huge amount of stress and even some distress, downsizing rapidly and massively as I did toward the end of 2008 may be the best way to do it. I guess my analogy is like having medical adhesive tape removed from a wound on a part of your body where you have hair. You can do it little by little, one small ouch after another. Or you can do like most doctors do, grab it and yank it off in one fast move. It hurts a lot real fast and then it’s over and done and the pain is gone. Personally, this is my recommended method. The slow “hair by hair” method can take forever and the pain is around a lot longer.

However you choose to undertake Step #5 for Living Free, it is absolutely necessary to ultimately achieve the freedom you are seeking. Don’t put it off. Make a plan, begin and don’t stop until you’ve achieved your goals, whatever they may be – moving to a smaller home or apartment, moving into an RV full-time, leaving a big city for a country lifestyle or vice versa or whatever else your dream of living free is. And, here’s the best part. You won’t miss it and you won’t look back once you’re free of this anchor I call the “stuff warehousing business.”

Saturday, May 26, 2012

Step #4 Simplifying Your Life – Part 1



M. Scott Peck began his classic, best-selling book, The Road Less Traveled, with three words, “Life is difficult.” He was right. But, he wrote his book in 1977. Has the world changed since that time? You bet it has. So, here is my opening line --

“Life is complex.”

Several years ago, a woman, about 21 or 22 years my senior, and I were sitting in her office having a casual conversation. Agnes was a lifetime real estate agent in Winchester, Virginia, a small city of about 25,000 located in the northern Shenandoah Valley. The discussion was generally light in nature, but as we chatted, we both touched on some matters that were complicating our lives. Out of the blue, I asked her, “Agnes, you have a few years on me, tell me, does it ever get easier?” Her reply was simple and to the heart of the matter. She said, “Honey, it only gets harder.” Honestly, that wasn’t what I wanted to hear her say.

Many of us grew up in a “kinder and gentler time.” Sure! We had to do our “duck and cover drills” in school to be prepared for the possible atomic bomb attack from the Soviet Union. Even as an elementary school child, having seen photos of Nagasaki and Hiroshima after we dropped “The Bomb” on Japan, I wondered whom they were kidding? If we weren’t instantly turned to cinders, a worse fate followed, that of radiation sickness from the fallout. Other than that, life was pretty simple in the late 40’s, 50s and early to mid 60’s.

A home typically had one telephone, usually; a party line and you could have it in any color you wanted as long as it was black. Most families that had a car typically had only one. Radio was still a very popular form of entertainment and many of the great radio dramas were still being broadcast, a few, lasted into the early 60’s. Television was simple, they were all black and white, small screens, a 19” was the talk of the neighborhood, and there were only a few channels. I grew up in the New York City metropolitan area. Cable TV didn’t exist, yet. In the NYC area we had the good fortune of having seven channels to select from. My, how difficult it was to get everyone to agree on a program. (I’m being a little facetious.) Of course, most homes only had one TV, too. The typical home had two or maybe three bedrooms and a single bathroom. Everything about that time was simpler.

The 60’s were a period of significant change and by the 70’s with all the advances made through the space program, remember, the U.S. put a man on the moon in 1969, things began to change much more rapidly. Cellular telephones were in the early stages of development and testing. They were very expensive. Jet airliners had pretty well taken over the commercial air travel industry and one could fly coast to coast in reasonable comfort in about five hours. Families now had multiple cars and multiple phone extensions with touch tone dialing in different shapes and colors to fit a room décor. Color TV was rapidly replacing the black and white TV. Cable TV was growing rapidly in major markets a fourth broadcast network joined the original three and new cable TV networks were popping up including the beginning of HBO.

Life had shifted from the slow lanes on the U.S. highways to the fast lane on the new interstate highway system commissioned by President Eisenhower in the mid 50’s. You could take the supermarkets that I recall when I was a youngster and put two or three of them in one of the new supermarkets. Wal-Mart, Kmart and Target had all been launched and were starting their expansion. The corner bakeries, delicatessens, candy stores and drug stores were beginning to go the way of the dinosaurs, taking the 5 and 10 cent stores with them. Life was becoming complex and we hadn’t even added a computer to every home, the Internet, everyone having a cell phone including the kids, email, ebooks, texting, microwave ovens, satellite radio and GPS. If you remember the original Star Trek series from the 60’s, we’ve realized much of what that show projected.

Okay, so enough with the history lessons. Some of you who are reading this weren’t even born back then, so this is ancient history to you. You read about it in recent history books. This was our life. So much has changed. I don’t have to go into the growth of terrorism through the 90’s that culminated in 9/11. That was something we couldn’t have imagined in the 50’s and 60’s.

Today, we live in a high-speed society, we tend to work more hours, both the husband and wife work in many, if not most, families – either because they both want careers or they absolutely need two full-time incomes to barely keep ahead of the bill collectors or both. Add children to the family and now we need to figure in pre-school, day care, after school activities, sports, multiple computers and keeping in contact by cell phone or text messaging. Email is beginning to decline already as texting replaces it. Frankly, I’m glad I’m 67 at this writing. I can’t keep up with it all and I’m single and my son is an adult.

We are bombarded by 24/7 news feeds, thousands of athletic competitions each week, hundreds of high definition, all too often, mindless pulp they call, television programs. OMG, who cares about the trivial manure they call news most of the time. Oh my, and I just used a term from a new language – OMG, from the texting world, meaning Oh My God and I don’t even text very often. But, these acronyms are becoming common language. Acronyms used to drive me crazy when I was in the Air Force.

So, here’s my question to you. Do you actually have any real time for YOU? For those who are about 45 and over and especially those who are 55 and older, I’m sure you’d ask the same question I asked my friend Agnes. I can tell you the answer. No! It doesn’t get easier or simpler. To those younger readers who didn’t enjoy that simpler, kinder and gentler time that us older folks remember, you grew up with all of this. You don’t know the difference. But, I think those who are 50 and over understand there is a big difference.

Step #4 in the 12 Step Program is about simplifying your life. There are many ways to simplify and some of them are reasonably easy. Others are more difficult. Many of the things that complicate your life you do traditionally or habitually. Some things you can’t escape, so you need to find ways to simplify the process.

There are some excellent books on simplifying your life. I’ve read many of them. One series of books is by Elaine St. James. She has devoted many years of her life writing books on the topic. The one I found to be immediately helpful to me is Simplify Your Life: 100 Ways to Slow Down and Enjoy the Things That Really Matter. You can breeze through this book and start simplifying immediately. Another book is by my long-time friend and prolific author, Jeff Davidson. His book is titled, The Joy of Simple Living: Over 1,500 Simple Ways to Make Your Life Easy and Content-- At Home and At Work It’s a larger book and it’s loaded with terrific ideas.

I have several more and I’ve just discovered two more books, both in ebook format. I’m really into ebooks because I can carry an entire library in my netbook or tablet computer or my Android smart phone and read them anytime I want to regardless of where I am. I eliminated most of my paper and ink books when I moved from the ranch in 2008. I refuse to buy hard copy books. If they are not available in Kindle or ebook format, I’ll pass. I’ve already acquired, read and reviewed one of them on this blog, Simple Ways to Be More With Less: Life on Purpose by Courtney Carver. The other ebook is by John Haines, a New Zealander, and is titled, In Search of Simplicity: A True Story That Changes Lives. I’ll read and review that one in the near future.

Let’s get started. In the next several paragraphs I’m going to start you on a number of projects to begin simplifying your life. There is a catch, of course. The catch is that you’re going to have to change. You’ll have to change some of your thinking and your lifestyle. Some of these are fairly simple and others are pretty drastic. They may even create some psychological and emotional trauma for you. The choice to implement any of these changes is, as always, yours and yours alone. Whether you apply any or all of these in your own life will not have any direct or indirect impact on me.

Once again, you’re going to create a series of lists. You can label these lists as follows:

1   Newspapers/Periodicals
2   Mail
3   Wardrobe
4   Vehicle(s)
5   Toys
6   Home(s)
7   Phone(s)
8   Holidays
9   Debt
10 Banking/Investments
11 Shopping
12 Job/Employment
13 Health/Fitness
14 Volunteering/Organizations
15 Relationships

This is a lot of territory to cover so I’m only going to touch on most of these topics. I have another blog – The Simple Life that I haven’t updated in a while, however, I will begin posting more detailed ideas on simplifying your life on that site for you if you’re really serious about simplifying your life.

Newspapers and Periodicals


Make a list of all the newspapers and periodicals you subscribe to. You probably still subscribe to either a local newspaper or a national newspaper or both. The question? Do you actually read them and why? First, there is little in the newspaper you can’t learn from listening to the news on your local public radio station and the local “chatterbox” community station. Second, newspapers are costing more all the time and, in case you hadn’t noticed, are getting smaller. You can also use online feeds from CNN, Fox and MSNBC. Your financial news is available on CNBC and Bloomberg. Save the money and the hassle of recycling all that “fish wrapper” and stop the subscriptions. You won’t miss them after about a week, if that long.

Also, you need to eliminate magazines, periodicals of all descriptions and newsletters that come in by mail. Once again, you probably don’t have time to read all of it anyway and virtually all of it is available on line. Eliminate the subscription costs and the hassle of dealing with all the paper you have to stack, store or recycle. Most of us suffer from information overload anyway and you’re no exception. Cross each paper or periodical off the list as you eliminate it from your life. [Hint: I get most of my trade journals in digital magazine format and read them on-line only when and if I have some time.]

Mail


Make a list of all the mail you receive, both junk mail and real mail. Once upon a time we looked forward to that catalog from Fingerhut or JC Penney or Montgomery Ward (no longer in business) or Sears. Now, our names are on more mailing lists then Carter has little pills (for those who remember who Carter was). And, to add insult to injury, once you buy something on the Internet, you begin receiving email solicitations there, too. You don’t need any of this stuff and you surely don’t need to spend the time sorting through it and disposing of it all – either physical mail or email. Every time you receive a mail solicitation or email solicitation, look for the way to be removed from their lists, contact them and request they remove your name and address immediately. And, NEVER check or leave checked the little box on email or Web offers when you buy something that offers to “keep you updated with the latest and greatest information from that vendor and their partners.” Indeed stop wasting trees and electrons. They are costly.

As far as real mail like bills from utility companies, phone companies, credit card providers, bank statements, mortgage and car payments, etc. We’re going to talk about them more later in this step, however, have ALL your billing statements sent to you on-line, pay them on-line and, again, stop the paper flow. We seem to think if we don’t have a paper bill in our hand it’s not a real bill. I assure you it is. In fact, most billing organizations prefer that you opt out of the paper and do it all electronically. It’s more efficient and, again, you are saving trees and postage and processing.

Wardrobe


Make a list of ALL the clothing in your closets and drawers, stored for the winter/summer, etc. If you’re a woman, you’re probably not going to like this step. If you’re a typical man, you probably will have less of a challenge with it. Make sure you include EVERYTHING – underwear, jewelry, accessories, scarves, hats, and shoes . . . the works. Once you’ve made the list, go back and highlight or check each item that you wear very regularly. Don’t cheat! I’m in the process of finally getting rid of my Class of 1967 camelhair college blazer. Give me a break. I know I’m never going to wear it again. But, I’ve kept it for 44 years after the last time I wore it.

After you’ve marked your list, the chances are there will still be items on it that you marked as “keepers,” but they’ll leave your list as you go through the second and third cut. You’re likely no different then anyone else, which means that you wear approximately 20% of the clothes in your wardrobe. The rest of those clothes are costing you money and could be doing someone else a world of good if you’d simply donate them or even take them to a consignment store (where they might become “found money” to you). You’ll probably find things that you bought or was given to you that you’ve never worn or wore one time. You won’t miss any of it and the maintenance of your wardrobe will be less time consuming and costly. By the way, eliminate virtually everything that requires dry cleaning.

Vehicle(s) 

This will be a short list (I hope). List all the motor vehicles you have including cars, full-size and mini-vans, SUV’s, pick-up trucks, the classic cars you’ve kept since you’re very first car (oh yes, I’ve seen people who still have every vehicle they’ve ever had in their lifetime). We could add motorcycles here, but that probably fits the next category better. Go through the same drill as with the clothes. How often do you use the vehicle? What do you use it for? What kind of gas mileage does it get? What are the annual maintenance costs? How much is the insurance costing? What is the depreciation costing? Are the neighbors complaining about the rusted out, smoking old pick-up truck you use to take something to the landfill on occasion?  How many people are in your family – no kids, three kids, six kids and are you single or married?

This one is really going to do the guys in. Get rid of everything except one or two small, economical cars. You’re going to save a bundle in gas, maintenance, upkeep, registration fees, inspection fees, depreciation, insurance, etc. What could you do with all that extra money – maybe not have to work as hard or as many hours to earn it? When you need a van or when you’re going to do some “off road trekking” or need to take some stuff to the dump you can borrow or rent the appropriate vehicle and it won’t cost but a pittance of what your current costs are. And, while you’re at it, SLOW DOWN. Gasoline is no longer $.38 a gallon like it was in May of 1970 when I moved to Washington, DC. By dropping your speed to 60 from 70 or 75, you’ll save two to three miles per gallon. That could save you the cost of a gallon of gas on each fill-up. Over a year, that could be nearly a $200 savings. That’s nothing to sneeze at. Oh, and it will take you 10 minutes longer to drive a 70 mile trip. Leave a little earlier.

Toys 


Oops, here we go again. Start making your list. Anything you have that is mainly used in some form of recreational or hedonistic ritual needs to be on this list. This is mainly going to impact the men, though more and more women are becoming enticed by various kinds of toys. Motorcycles, jet skies, snowmobiles, ATV’s, boats, golfing gear, skiing equipment, fishing, archery, hunting, video games, basically, if you don’t need it to subsist on a daily basis, it needs to go on the list.

Am I saying that all pursuits of this nature are frivolous? Of course not! What I’m saying is how often do you really use it, how much is it costing to keep it (storage space – even in your home), insurance, depreciation and so on. Again, most people find that they buy things they want and after they have it, the novelty wears off and it basically sits. Needless to say, if you use something a lot and gain a great deal of pleasure from it that justifies its existence. Again, don’t cheat. Be serious in your evaluation of its present value to you in your day-to-day lifestyle. Get rid of everything that you aren’t using enough to justify its existence and either borrow or rent it when you need it. 

Home(s) 

This is another one of those short lists. List every home you have. Your main residence, your vacation property and you should also include any time shares you own, since basically you don’t own anything except the right to pay more money to use it for one week out of the year. How big is your main home (or apartment)? How many people live in that house? How often do you entertain guests and do they stay with you? How often do the kids come home (if they’re not still living with you)? How empty will the home be if you eliminate all the excess “stuff” that you’re currently storing and all the furniture, linens, etc. that you seldom use, if at all. What is your primary home costing you in mortgage, interest, insurance, taxes, interior maintenance, exterior maintenance and grounds work, time from your schedule to handle all these details – and let’s not forget the ever present utility bills that keep inching up toward the sky. How many days or weeks of the year do you spend at your vacation home? Make the same evaluation for your vacation property.

Perhaps, you have chosen to have a recreational vehicle, like a travel trailer, 5th wheel trailer or motor home, as your version of a vacation getaway. Again, what is the real world cost on an annual basis and don’t forget to include massive depreciation for the first six years or so? Can you rent such an RV for the amount of time you actually use it and stay ahead of the curve?

This holds true if you have a condominium or you rent an apartment instead of owning one or more homes. Do you need all the space and all the expense or can you downsize, simplify and save both time and money. This is a tough decision, but once you’ve made it you’ll be glad you did. And, one last note, don’t concern yourself with the home mortgage interest deduction. It seldom offsets all the other costs associated with home ownership. It’s a false economy set up to entice you to buy homes that almost always cost considerably more then you anticipated.

Phone(s) 

Ah, the ubiquitous telephone. People have them stuck to their ears or have Bluetooth “implants” on the side of their heads everywhere they go. One day, I came to the startling realization that I’m not as important as I seem to think I am. Most people have no idea how costly this little convenience is. Make another list and list all the phones, phone services, other accessories (fax machines and such) that you have. Get the monthly bills out and write down the cost of every phone and service. Who has these phones – just you, you and your spouse, each of your kids, business colleagues, etc? You’d be surprised at how much those, so-called, family plans can add up to. Get rid of your landline phone. Get rid of your fax machine. Set yourself up with the cellular phone that provides only what YOU need. Smart phones aren’t for everyone. Don’t get one because it’s trendy or cool or you can play games on it or check your Facebook account. Get one because you actually NEED one. Otherwise, buy a simple phone on a flat rate plan.

Set up a couple Google Voice phone lines – [Hint – they are FREE!]. They provide both incoming and outgoing nationwide and Canadian calling. They also have a very advanced voice mail system that will answer not only your Google Voice line, but also your cell phone line – consolidating all voice mail in one system. Additionally, Google Voice transcribes the voice message to a text message and sends it to your cell phone as a text message and to your email account, plus you can listen to the call from your email, your Google Voice account or on your cell phone – or any phone for that matter. I also recommend you set up a Skype account allowing you to have audio or video chats with friends and family around the world, computer to computer, at no charge. For a tiny fee you can also call landline and mobile phones from your Skype account. Ultimately, you’ll save potentially a thousand dollars or more per year. Time to simplify by using technology.

Here’s one other tip. Just because your phone rings, doesn’t mean you have to answer it. That’s what voice-mail is for. Take a vacation from phone calls whenever you want to. You don’t have to be available to everyone 24/7. Also, disable call waiting. Once again, that’s what voice mail is for. There is nothing as annoying as being in a conversation and having the other party let you know how important your conversation is by putting you on hold to take another call. By the way, you also don’t have to answer your doorbell just because it rings.

This post is very long, so you have enough for right now to think about and digest. I’ll post the other eight simplifying suggestions later this week. And, as I said, I’ll reactivate my other blog on The Simple Life and put more in depth posts up there as well as others that haven’t been covered in these basic 15 ideas. Simplifying, again, is not an overnight process. There are lots of considerations, mindsets and habits to deal with. But, you’ll never get anywhere until you start somewhere. And once you realize how much better life is when you simplify it, you’ll wonder why it took you so long to get around to doing it.